I’m not saying its right not to pay you’re energy bills but there will be many that won’t be able too this winter.
As for tax on my shit wage I barely pay any, as for stocks I’m on an isa account it’s tax free and crypto you can earn up to £12500 a year before paying tax in the UK.
If you want a little tip you can do online surveys and withdrawl to your PayPal account. Little bit of tax avoidance there ha. I use one called Qmee just an app on your phone plenty of cash back offers too.