We completed a product transfer in jan, fixed for 5 years at 1.42%. My missus still works in banking and we had a staff rate since buying our house. The fucking staff rate was more than double the rate we moved to. So much for staff benefits.
Hursty, there are rates around 2.5% for 90% ltv mortgages, not just the premium sub 60% ltv folks.
We have 15 years to go, I am going to start overpaying, would absolutely love to get rid of it in a decade if i can. Being self-employed, a lot of my disposable earnings go into my pension as i don’t have the luxury of some other cunt funding that for me.
