mono-stereo how the fuck can you expect local shops and filing stations to accept crypto directly yet and have to incur fees to convert it to fiat. The visa card is cutting out the middle man and is making use of the blockchain.
The day may well come that you’re local shop will except it direct. The only merchants that are accepting btc direct are large establishments so far. Charles Hurst in Belfast where accepting it if you bought a car.
Gbp or euro do nothing and generally depreciate lately where if u bought eth in at 900 dollars you would of bloody doubled you’re money. The more crypto can reduce fees the more relevant it can become in my eyes, crypto has came along way in a short space of time, it’s only the beginning.