Amps Apart from Binance having to comply with some findings by the FCA which they have done, nothing else much going wrong. Coinbase are about as reputable as any exchange, but not sure on their fees.
Investing in crypto is always a dilemma, do you believe Bitcoin is No1 and will be always, only ever 21 million so the price will go up regardless as it has done in the last decade, or do you favour the next generation layer 1 chains which do not rely on mining? Layer 1s like Atom, Sol and Cardano are all solid investments to be fair.
As for Layer 2, take you pick, loads of great projects out there destined to be huge