You’ll be pleased to know I suffer from Tinnitus.
Like a few others, I don’t think my hearing itself is that bad but any environment with background noise in social settings is grim. That said, I don’t really care what most other people are saying, so no loss, but overly loud background music/noise is stressful.
As for Tinnitus - I do have a permanent ringing noise which I kind of ignore mostly but do get odd things like very distinct high pitched morse code sounds. Very rare but very unsettling. As for the constant ringing, I do wonder what stress it puts on the brain to filter it out all the time.
Obviously, way too long in clubs and headphones at too loud volume caused it. I shudder to think.
I do remember as well when sound systems actually became so loud (good) but so clear you’d still get the massive thump in the chest from the kick but could casually chat to someone seemingly, next to you. All without somehow feeling you’d need to keep getting more and more spangled and not partially deaf for the next 3 days either.